Practical Guide
Resolve your doubts, avoid conflicts and move firmly towards a new stage. We accompany you with professional mediation, legal advice and maximum transparency.
Why do you need this guide?
When a relationship ends, there are many decisions to be made. And one of the most important —and at the same time most difficult— is what to do with the house.
Do we sell it? Does one of the two keep it? What if there is a mortgage? How do we manage it with the Tax Office?
If you are asking yourself these questions, this guide is designed for you. Here you will find clear answers, real examples and solutions that will help you take the step with confidence.
To the most frequent doubts
Step-by-step breakdown
And practical tips
Trusted professional
We resolve your doubts
faq_solution:
Check the purchase deed and the economic regime of the marriage:
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Not necessarily. You have several options:
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Yes, if both parties agree. It is necessary to:
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A judicial division of the common thing can be requested. But the ideal is to reach an amicable agreement, with professional mediation if necessary.
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Yes, you can sell with a mortgage. At the notary, with the money from the sale the outstanding debt is cancelled. The bank delivers a debt certificate and it is included in the operation.
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It depends on the agreement between the parties. If there is none, it is recommended to split it into equal parts until the sale, unless one is using the home, in which case it can be compensated.
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Yes, there are two options:
Always with bank authorization.
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Yes, if the regulatory agreement so establishes. Use can be assigned to one of the parents until the children are of legal age or economically independent.
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Then it is negotiated between the parties. A temporary use can be agreed, or decide to sell as soon as possible.
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All of that must be agreed in writing. The usual thing is to distribute them at 50%, unless one lives there, in which case they can assume more expenses.
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Yes, mainly:
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Each one must declare their proportional part. There are deductions if the home was habitual or if there is reinvestment in another house. An advisor can help you optimize it.
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Yes, but it is recommended that the regulatory agreement be signed or there be an agreement between the parties. If there is conflict, the intervention of a judge may be necessary.
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A real estate agent acts as a mediator and can propose a professional valuation, with real market data, to serve as an objective basis for deciding.
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If one of the owners prevents the sale without cause, the other can judicially request the forced sale (division of the common thing).
Comprehensive Service
We facilitate balanced agreements between both parties with total impartiality.
Our lawyers manage extinction of joint ownership, agreements and notary procedures.
IA & Big Data to determine the fair price without discussions.
We minimize taxes and apply all legal deductions.
We coordinate with the bank the cancellation or subrogation of the loan.
We sell fast and at the best price with professional photography and mass diffusion.
We accompany you with professional mediation, legal advice and maximum discretion.
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